Tag: Scotland

Joanna Kierklo

Many retirees, freed from their work obligations and looking for adventure, dream of living overseas. Edward Kierklo and Joanna McIsaac-Kierklo don’t dream. They just do. In May 2021, the couple, feeling trapped by the pandemic in their sleepy town in the Sierra Foothills east of San Francisco, decided to break out and trade rural lif…

African american woman saves money in piggy bank with a confident expression on smart face thinking serious

Unlike the United States, the United Kingdom has implemented bold reforms to its retirement system over the past decade. Two of the biggest changes were gradual increases in the minimum age for collecting a pension under the national social security program and requiring private employers to automatically enroll their workers in an employee savings plan…