Tag: risk

The word Medigap with medicine around it.

Low premiums, aggressive marketing and extras like dental care and prescription drugs have propelled Medicare Advantage plans to half of the retiree insurance market. Nevertheless, some people still prefer traditional Medicare combined with Medigap insurance.    Medigap buyers on average use $12,200 in medical care annually –  $2,300 more than everyone else on Medicare – according to…

Construction Site worker Injury photo

On-the-job injuries, like layoffs, are life-altering events. A worker can lose tens of thousands of dollars in earnings over many years as a result, according to a new RAND study. The researchers used data from California’s workers’ compensation system to investigate what happened to injured workers’ earnings over a 14-year period. They were interested in…