Tag: disability insurance

Photo of a small town

Older Americans, low-income workers, and people with disabilities are over-represented in remote areas of the country. But rural enrollment in federal and state programs tends to be low, creating a shortage of government services where they are critically needed. One source of the problem is the numerous barriers to getting information about, and enrolling in,…

Disabled young man with an artificial leg is working at the furn

In most disability insurance programs, beneficiaries lose some or all of their benefits if they earn above an earnings threshold.  While intended to screen out applicants with high remaining working capacity, earnings limits can also distort the labor supply of beneficiaries.  We develop a simple framework to evaluate this trade-off…