Tag: Census

files in filing drawer

The following statistic will sound familiar since I use it regularly: about half of U.S. workers are not saving enough and may see their standard of living drop when they retire. A major culprit in this poor state of preparedness is that millions of Americans at any given moment don’t have a traditional pension or…

Row of small brick bungalow houses with gables

When the time comes to fix Social Security, one prominent proposal would raise the payroll tax and apply the tax on earnings above $400,000.  Hanging around financial types and academics who worry about pensions and retirement income, it is easy to get lulled into the notion that the mass affluent – some people’s idea of…