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Images of growing stacking coins and Hand putting coin into glas

One in five Americans is burdened by unpaid medical bills that have been sent to a collection agency. Medical debt is the most common type of debt in collections. This burden falls hardest on lower-paid people, who have little money to spare between paychecks.  These are the same people the 2014 Medicaid expansion under t…

Rear view of a person on a motorcycle with a passenger in a sidecar

Without an emergency fund, people are more likely to tap 401(k) assets before retirement. An unusual flurry of activity in Congress is aimed at helping Americans save for retirement.  The Retirement Enhancement and Savings Act (RESA), jointly sponsored by Senators Orrin Hatch (R-UT) and Ron Wyden (D-OR), has received the most publicity.  This legislation, among…