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For decades, the Medicaid program has subsidized health care for the poor, including retirees. Yet, until recently, it largely excluded most working-age adults without disabilities due to a strict monthly income limit. All that changed in the 32 states and the District of Columbia that accepted the Affordable Care Act’s (ACA) option to expand their…
How far can voluntary efforts in Massachusetts go to close the coverage gap? The coverage gap is the most serious problem in the private sector retirement system. At any moment in time, less than half of private sector workers are offered any type of retirement plan by their employer. Since people only save through organized…
