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Senior couple and tecnologies

The brief’s key findings are: Defaults, such as 401(k) auto-enrollment, have encouraged people to adopt behaviors that align with their intentions. Researchers have begun to explore what happens when the default may not align with intentions. A new experiment tested whether defaults could encourage low-income tax filers to invest about 10 percent of their refunds…

Social Security Card: Senior woman holding card in hand on white background

If we don’t want to cut programs, then we need big tax increases The U.S. fiscal challenge is pretty straightforward.  Revenues in 2012 equal 16 percent of our nation’s output and spending (excluding interest) is 22 percent.  Deficit spending makes sense in a weak economy, but even once the economy recovers revenues will fall short…