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Images of growing stacking coins and Hand putting coin into glas

In this video clip from “Shameless,” young adults may relate to Fiona’s reaction to “the 401(k) talk” by a manager who pops into Fiona’s cubicle. This popular television dramedy, “Shameless,” is about the dysfunctional Gallagher family of Chicago, and oldest daughter Fiona (played by Emmy Rossum) does what she can to keep things together.  But…

businessman looking at his watch

Lots of proposals have been put forth for a new and better retirement system, but they don’t answer the question of how we get from here to there.[1]  We have a fairly extensive – albeit far from perfect – 401(k) system that people have just begun to understand.  In my view, it makes more sens…