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Given the large gap between retirement needs and resources, we should ensure that the retirement programs we have work as well as possible. In the private sector, the main retirement program is 401(k) plans. These plans are not working as well as they could – a problem that could be remedied with more extensive us…
Financial-product complexity isn’t talked about on Capitol Hill, where Congress is arming itself for battle royale over the appointment of Harvard Law School professor Elizabeth Warren to head the new Consumer Financial Protection Bureau. But some economics and business professors are sticking up for the financial consumer, who they say faces an “ever-widening set of…
